CII Certificate in Insurance IF2 Practice Test – Comprehensive All-in-One Guide to Master General Insurance Business! 2025

Question: 1 / 400

What type of incidents does Legal Expenses Cover mainly relate to?

Property damage

Negligence resulting in bodily injury

Legal Expenses Cover primarily relates to personal disagreements. This type of cover is designed to provide financial assistance to policyholders facing legal costs associated with disputes, including those that arise from personal conflicts or contractual issues. It typically includes expenses related to pursuing or defending against legal proceedings, thereby helping individuals navigate disagreements without the added burden of legal fees.

While negligence resulting in bodily injury is a serious matter that often involves liability insurance, it does not fall directly under the purview of Legal Expenses Cover, which specifically focuses on the costs of legal representation and litigation for civil disputes rather than claims of negligence or personal injury. Additionally, covered incidents would not typically include workplace safety violations, as these matters usually relate to employer liability or worker compensation policies.

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Workplace safety violations

Personal disagreements

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